• 23 Apr 2020 5:56 PM | Anonymous

    Thank you for supporting Kirkwood Businesses during this time, please continue! 

    • Many businesses that are allowed to re-open per Gov. Kemp's orders will remain closed until they feel safe for their customers and employees. 

    • Some businesses will choose to re-open. It is up to each business to choose what is best for them at this time. 

    • See the guidelines for salons, spas that choose to re-open tomorrow. 

    We continue to support safe practices for businesses and individuals alike per the CDC guidelines.


    New Grant Opportunity

    Thanks to a $1 million grant from Sam’s Club, LISC will provide emergency assistance that small businesses desperately need during the Covid-19 crisis. And it doesn’t stop there: Sam’s Club is mobilizing its members to support this effort as well. 

    Learn More


    MOST UP TO DATE INFO ON COVID-19 LEGISLATION + PPP Lender Contact

    Senate Passes Roughly $484 Billion in New Coronavirus Aid

     The Senate on Tuesday approved roughly $484 billion in new coronavirus aid for small businesses and hospitals and more funding for testing, ending a lengthy battle over the size and contents of the package. 

    Read More


    SBA Payment Protection Program: Information from Congressman John Lewis

    • Get your application in now!

    • The funds will move fast and many lenders have applications lined up already. 

    • CDFIs, Credit Unions, and smaller banks are expected to be able to offer these loans this round with the new funding. 

    Unity Bank of Texas urges small businesses to apply with them immediately if they have not applied already. You do not have to be a current client.

    https://www.unitybanktexas.com/Business-Loans.aspx

    George Andrews 404.588.9611

    Michael Green 404.609.3463


    View the NFIB Update

    Great Webinar that answers a lot of questions!

    Click here to view.


    On the Federal Tax Deferrals

    The federal government is now allowing deferrals for 100% of the social security payroll tax paid by employers and deferral for 50% of social security costs paid by self-employed individuals. This is applicable to any tax deposits due between 3/27/20 and 12/31/2020.

    Why it's right for you:

    The social security payroll tax amounts to 6.2% of gross wages. You can pay 50% of the taxes by December 2021 and the other 50% by December 2022.

    Things to note:

    If you defer these tax deposits, you as the employer are solely liable for payment by the extended due date.

    Employers that participate in the PPP are not eligible for this program. However, they can defer taxes up until the date the employer applies for and receives a decision that their PPP loan has been forgiven.

    On Employee Retention Credit (ERC)

    Why it's right for you:

    For each quarter through the end of 2020, employers are eligible for a credit of up to 50% of the first $10,000 in qualified wages for each qualified employee. This employee retention credit is limited to the 6.2% employer share of Social Security taxes subject to several conditions, and any excess credit is refundable.

    Things to note:

    You cannot get this credit if you have a PPP loan.

    On Refusing to Work + Collecting Unemployment

    There are a lot of questions as Georgia prepares to reopen for business under strict social distancing guidelines to prevent the spread of coronavirus.

    Read More


    Kirkwood Business Owners' Association COVID-19 RESPONSE SURVEY

    We want to know how your business has been impacted over the past month and business continuity steps you have taken. This information is needed to best understand the impact and the resources you have used.

    • We will share this information with the City of Atlanta to better advocated on behalf of small businesses in our community.


    DEADLINE TO SUBMIT IS FRIDAY APRIL 30, 2020. 

    FILL OUT THE SURVEY NOW

  • 17 Apr 2020 11:50 AM | Anonymous
    Happy Friday!!!....whatever that means now. I know since COVID-19 changed our lives, most of our energy is focused on keeping our businesses afloat ...when we seem to be lost at sea.

    So today, do these FOUR THINGS and know you're doing great!

    We're here for you!

    We're in this TOGETHER! 


    1.     SIGN UP FOR THE SAVE SMALL BUSINESS FUND

    • Opens Monday 4/20/20. Businesses in 30317 are eligible for $5000 grants
    • Sign up to notified to apply on Monday 
    SIGN UP TO APPLY ON MONDAY


    2.     LET CONGRESS KNOW SMALL BUSINESS OWNERS NEED MORE FUNDING

    Since Friday, April 3, small businesses have been applying for Paycheck Protection Program (PPP) forgivable loans authorized under the CARES Act that was enacted on March 27. 

    Business owners have experienced setbacks while applying for the PPP forgivable loans and the Small Business Administration (SBA) Economic Injury Disaster Loans (EIDLs) and Emergency Grants. Further appropriations and improvements to the PPP are needed as well as increased access to EIDLs and Emergency Grants. 

    Congress needs to hear from you NOW. Tell them your experience applying for PPPL and EIDLs and how they need to improve and expand these programs immediately.

    Act NOW and urge your Senators and Representative to improve and expand access to the PPP, EIDLs, and Emergency Grants.


    COVID-19 LOAN TRACKER
    EASY TEMPLATE TO SEND CONGRESS A MESSAGE NOW
    SHARE YOUR EXPERIENCE WITH PPPL PROGRAM


    3. FILL OUT THE Kirkwood Business Owners' Association COVID-19 RESPONSE SURVEY

    We want to know how your business has been impacted over the past month and business continuity steps you have taken. This information is needed to best understand the impact and the resources you have used.

    • We will share this information with the City of Atlanta to better advocate on behalf of small businesses in our community.

    DEADLINE TO SUBMIT IS FRIDAY APRIL 24, 2020. 


    FILL OUT THE SURVEY


    4. REGISTER FOR THE KBOA ZOOM MEETING ON TUESDAY, 4/21

    You are invited to a Zoom meeting.

    When: Apr 21, 2020 11:00 AM Eastern Time (US and Canada)

    Register in advance for this meeting:
    https://zoom.us/meeting/register/vpcvduurqzot-b1NyuxWwElHc1IiTdqPsg

    After registering, you will receive a confirmation email containing information about joining the meeting.


  • 15 Apr 2020 4:03 PM | Anonymous

    We want to know how your business has been impacted over the past month and business continuity steps you have taken. This information is needed to best understand the impact and the resources you have used. We will share this information with the City of Atlanta to better advocated on behalf of small businesses in our community.

    DEADLINE TO SUBMIT IS FRIDAY APRIL 24, 2020. 

    FILL OUT THE SURVEY NOW

  • 15 Apr 2020 3:48 PM | Anonymous

    WEBINARS

    Free webinar on the Paycheck Protection Program

    Join Intuit on Friday, April 17 at 11:00 AM PT as our panel discusses this new government-backed relief program and how it can help eligible businesses and organizations.

    Commercial Tenant/Landlord FB Live with Downs Law

    https://www.facebook.com/events/868902863589924/

    There's obviously a lot of economic instability with the recent Covid-19 outbreak. What is the impact of the recent crisis on landlord/tenant relationships?

    Downs Law will answer landlord/tenant questions live on Facebook this Friday at noon.

    POST YOUR QUESTIONS
    Please post your questions on FB in the event conversation or send us a question in messenger.

    AWBI GRANTS

    AWBI Grants for COVID-19 Small Business Support + Recording of EIDL & PPP Webinar 

    Atlanta Wealth Building Initiative (AWBI) has just launched a new COVID-19 Small Business Support fund with a focus on supporting black owned businesses located in City of Atlanta's Southwest, Southeast, or Northwest neighborhoods.

    Grants ranging from $2,500 - $25,000 will be awarded to qualifying businesses to cover employee salaries, rent, supplier expenses, and technical assistance for up to 3 months.

    Criteria:

    • Business must be established prior to March 16, 2019.

    • Business must be in good standing.

    • Annual Revenues of the business or nonprofit not to exceed $3 million as evidenced by Financial Statement or other financial documentation.

    • Eligible uses include: working capital to support payroll expenses, rent, mortgage payments, utility expenses, technical assistance or other similar expenses that occur in the ordinary course of operations.

    Learn more and apply >>

    https://www.atlantawealthbuilding.org/covid19-relief-fund


    PATCH LISTINGS

    Patch has made it easier for local businesses and individuals to help reach their communities during the coronavirus outbreak.

    For a limited time, events and classifieds are free to promote in one community, so your messages to your neighbors can get more visibility.

    Posting to Patch’s classifieds section can help spread the word out about job listings, housing opportunities, stuff for sale and more.

    Also, you can post to Patch’s local calendars to share fundraisers, webinars or other virtual events still happening while you’re sheltered in place.

    When you choose to promote your event or classified for free, your post will get featured on Patch’s news pages and in our newsletters for the next seven days. If you want to promote for longer, or to more communities, you can do so for just $1 per day.

    If you have any more questions, feel free to reach out to our support team, who can help you get started right away.

    The Patch Team


    GOFUND ME MATCHING GRANT

    Business Owners: If you have one, submit your GoFundMe to get a $500 matching grant. I did it a couple weeks ago and they just matched $500 to our GoFundMe today. It's really simple...

    Here are the requirements...

    • - Have at least $500 raised
    • - Have the business owner set up as the beneficiary to the campaign (if they aren't raising funds themselves)
    • - Have withdrawals set up
    • - Add the hashtag #smallbusinessrelief to your campaign story

    https://www.gofundme.com/small-business-relief-fundraisers…

    To donate to the grant fund:

    https://www.gofundme.com/f/smallbusinessrelieffund




  • 09 Apr 2020 4:49 PM | Anonymous

    It’s been a wild ride this past month since COVID-19 has become an ever changing daily topic of our lives and impact on our small businesses.  Now, with the Governor extending the stay at home order  through the end of April, we feel your anxiety about the unknown especially how to navigate all the information that is out there!

    This is absolutely a time to lean on YOUR BUSINESS ASSOCIATION.  Kirkwood Business Owners' Association was formed to promote, advocate and connect - no matter the circumstances.  During these uniquely challenging times, here is what we are doing on your behalf:

    Advocate

    Promote

    Connect

    • Weekly emails and blog posts with business resources

    • Members can expect a check-in call from our board of directors over the next few weeks. 

    • Virtual meetings over the next few months.

    BUSINESS OWNERS


    UNEMPLOYMENT FILING & DOR TAX DEADLINES

    As an Employer: Unemployment Filing for Partial Claims for your Employees



    Update on Department of Revenue Tax Filing Deadlines


    INDEPENDENT CONTRACTORS

    PUA (Pandemic Unemployment Assistance)

    This includes individuals who are self-employed, gig workers, 1099 independent contractors, or those with limited work history who will not qualify for state unemployment benefits.

    The GDOL is modifying its current online unemployment application adding new questions to better identify those individuals who may be eligible for PUA.  This modified application is expected to be available on Monday, April 13, 2020. Once the application is received, it will take several weeks to process.

    If you have already filed a claim with the GDOL and will be eligible to potentially receive benefits under this program, you do NOT have to refile your claim.  These individuals will be identified and sent an email with a link to provide additional information for the Pandemic Unemployment Assistance (PUA) Program.

    Read More


    BUSINESS OWNERS &

    INDEPENDENT CONTRACTORS

    CARES ACT: PPP AND  EIDL

    The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, 2020, allocates $349 billion to help small businesses keep workers employed amid the current circumstances they are encountering. The CARES Act provides funding for the Paycheck Protection Program, modifies the existing Economic Injury Disaster Loan (EIDL) program and provides immediate loan payment relief for current SBA 7(a) borrowers.


    READ MORE



    DOWNLOAD THE WEBINAR SLIDES

    NFIB Coronavirus Part V: UPDATE –  SBA’s EIDL and PPP Loan Programs

    Download here



    UPDATE ON INVEST ATLANTA BUSINESS CONTINUITY LOAN FUND AS OF 4.7.20

    • In just over two weeks the small business continuity loan fund has over 500 inquiries and/or applicants at some point in the process. 
    • To date 13 loans have been approved and over 80 are under review. 
    • Suspending the acceptance of applications. Only complete applications will be reviewed and considered at this time. 
    • In the process of working with philanthropy and other partners to increase the funds available, with the intention of increasing the number of small businesses that can be served through this program. 

    • Please share that all applications in process, but not completed, will be placed on hold until additional funds are identified. 

    • Program updates will be sent out to applicants via email. 

    • Those who have not yet begun an application, but are interested in receiving updates, should fill out this brief survey and indicate their interest in the business continuity loan fund.

    RESTAURANTS

    ARTISTS

    United States Artists Launches 

    $10M Artist Relief Fund to Help Artists Affected by COVID-19

    Artist Relief is an emergency, non-restricted fund that will grant $5,000 to individual artists facing financial hardship; serve as an informational resource; and co-launch the COVID-19 Impact Survey for Artists and Creative Workers, designed by Research Partner Americans for the Arts, to better identify and address the needs of artists moving forward. 


    To apply for relief between 4/8-4/23: https://www.artistrelief.org/apply
  • 04 Apr 2020 12:56 PM | Anonymous

    VIRTUAL SMALL BUSINESS COFFEE ON TUES. APRIL 7 @ 9:30AM




    We are holding a virtual business networking on Tuesday April 7th from 9:30-10:30am via Zoom. This month the board of directors will hold a COVID-19 Business Resource Q&A.

    Submit your questions by Monday April 6th @ Noon.
    https://forms.gle/Yn9nVJc7P7YmeNDo8


    Register in advance for this meeting:
    https://zoom.us/meeting/register/upcrceigqTMprkb2rysj3tCB-qrfYx81Iw

    After registering, you will receive a confirmation email containing information about joining the meeting.

  • 04 Apr 2020 12:51 PM | Anonymous

    We hope you are healthy, staying sane while you shelter at home, and taking walks in the sunshine. We know there is a lot of information out there and it is very overwhelming.  

    KBOA is here to curate the most up to date resources and support for our members and all Kirkwood businesses during these uncertain times.

     

    FRIDAY APRIL 3 WEBINARS

    NFIB COVID-19 Part IV: How to Apply for a Coronavirus Small Business Loan Webinar: Friday April 3 @ Noon

    • NFIB will host its fourth COVID-19 webinar on Friday, April 3, 2020, at 12 pm ET, which will focus exclusively on small business loan programs that are now available.
    • SBA Economic Injury Disaster Loan (EIDL) applications are already being accepted. And starting April 3, 2020, small businesses and sole proprietorships can apply for forgivable loans under the Paycheck Protection Program (PPPL). Businesses interested in a PPPL have been advised by the U.S. Treasury Department to apply as quickly as they can because there is a funding cap. 
    • REGISTER NOW

    Facebook Live with Downs Law on Commercial Landlord/Tenant Q&A: Friday April 3 @ Noon

    FRIDAY APRIL 3: PAYROLL PROTECTION PLAN OPENS

    Payroll Protection Plan: Opens Friday April 3 through June 30, 2020

    • For Self employed & Independent contractors opens on April 10th.
    Based on the legislation, it may be helpful for interested business owners to gather the following information about their business:
    • 2019 Payroll — including the last 12 months of payroll
    • 2019 Employees — 1099's for 2019 employees and independent contractors that would otherwise be an employee of your business. (Note: Do NOT include 1099's for services)
    • Healthcare costs — all health insurance premiums paid by the business owner under a group health plan.
    • Retirement — your company retirement plan funding paid for by the company.
    Sample Application


    CARES Act Info

    GRANT OPPORTUNITY DUE SATURDAY APRIL 4, 2020

    More good news for small businesses! Local Initiatives Support Corporation (LISC) and Verizon are partnering to provide grants up to $10,000 to businesses and non-profits facing immediate financial pressure because of COVID-19 with an emphasis on supporting entrepreneurs of color, women-owned businesses and other enterprises in historically underserved communities who don’t have access to flexible, affordable capital.


    The grant can be used for paying rent and utilities, meeting payroll, paying outstanding debt to vendors, and other immediate operational costs.

    Applications are due on Saturday, April 4. Click here to apply: https://www.surveymonkey.com/r/LISCSBGrant


    RESTAURANT RELIEF FUNDS

    UNEMPLOYMENT INFO + LOANS AND GRANTS 

    Unemployment Filing Claims Info

    SBA Disaster Loan Relief Fund

    Invest Atlanta Business Continuity Loan Fund

    Truist-Liftfund Disaster Relief Apply for grants ranging from $5K-$25K to combat capital shortages.


  • 27 Mar 2020 12:22 PM | Anonymous

    Today is the fifth day of the 14 day stay at home order until April 7th.        We hope you are getting outside and enjoying this beautiful Spring weather.

    We highly encourage all businesses to follow the City of Atlanta Executive Order to Stay at Home signed on March 23, 2020. For your health and our community's health we want to reiterate that only the "Essential Businesses" are allowed to be open. What does that mean? --

    • Essential Businesses are focused on brick and mortar locations where the public gathers, which increases the chances of spreading COVID-19. These "Essential Businesses" are outlined in Section 6. (f)
    • If your business is outlined in the Executive Order to be closed, we encourage you to follow the order.
    • If you have an appointment based business that does not operate out of a brick and mortar location but classified as non-essential business in the Executive Order, please follow CDC guidelines when operating.
    • Your cooperation makes a difference!
    • Remember to be gentle with yourself, your family and the community at large during this uncertain time. Please see Section 6. (a) for an outline of "Essential Activities" that may require you to leave your home.
    • Your health is the most important right now.
    • KBOA is here to help you connect with resources and up to date information regarding COVID-19!

    We will get through this together!!!

    LEARN HOW TO SUPPORT KIRKWOOD BUSINESSES DURING COVID-19

    • We've added this button to our website at Kirkwoodbiz.com as well as pinned on FB @kirkwoodbiz
    • If you have a change your business offerings during this time, please email kirkwoodbiz@gmail.com and we'll update the list.

    ICYMI: OUR BLOG POSTS

    3.26.20 COVID-19 Update: Stay At Home Order + ATLStrong.org Launch + Schools Closed Until April 24

    3.24.20 Updates: Virtual Town Hall for Business & Hospitality TMW + Invest Atlanta Loan Fund Now Open

    3.18.20 COVID-19 Update + FILL OUT IMPACT SURVEY

    No Meeting 3/17 + COVID-19 Business Impact Survey + Resources!!!

  • 26 Mar 2020 10:44 AM | Anonymous

    3.26.20 MORE BUSINESS RESOURCES DURING COVID-19

    HootSuite Article Adapting to More Digital and Social Ways of Being in a Time of Crisis + Free Access to Professional Plan Until July 1, 2020 

    Small Business Relief Initiative with Quickbooks & GoFundMe

    Invest Atlanta Business Continuity Loan Fund

    Atlanta BeltLine Business Resources During COVID-19

    ATLSTRONG.org

    QuickBooks customers with personal and business credit history and revenue of at least $50,000 over the past 12 months, you may be eligible for a loan up to $100,000 from Intuit's small business program. APPLY HERE

    Square customers:Square Capital supports eligible businesses with loans between $500-$250,000. Log in to your Square Dashboard, or learn more HERE

    Toast customer:Eligible restaurants can access capital without a credit score requirement via Toast Capital. LEARN MORE HERE

    Kabbage provides small businesses with a simple online application that can be paid over 6, 12, or 18 months with no origination fees.If it makes sense for your business, you can explore applying to a line of credit up to $250,000 HERE
    Kabbage launched an online hub to help boost sales for U.S small businesses impacted by COVID-19, including a system through which businesses can sell gift cards to consumers for use at a later date. Learn more.


    List of some banks providing relief during this time.

    JPMorgan pledged $50 million global philanthropic commitment to support communities and people hit hardest by this public health crisis, including $2 million to existing nonprofit partners and $8 million to assist small businesses. Learn more.

    The James Beard Foundation is launching a fund that will be gathering support from corporate, foundation, and individual donors to provide micro-grants to independent food and beverage businesses in need. Learn more. 

    MainVest, a crowdfunding platform, announced its new Main Street Initiative: a $2,000, zero-interest, 120 day loan for restaurants or other brick and mortars affected by the shutdown. Learn more.

    Opportunity Fund, which specializes in money lending to small businesses owned by women, immigrants and people of color, is collaborating with investors and nonprofits to put together a coronavirus relief fund that will provide grants and low-interest rate loans. Learn more.

    For assistance with applications, please reach out to the University of Georgia Small Business Development Center


  • 26 Mar 2020 10:34 AM | Anonymous


    The City of Atlanta has ordered a 14 day STAY AT HOME ORDER. Find out what you can and can not do during this time.  

    This includes a list of essential businesses that are allowed to be open. 

    Here are the ones open in Kirkwood/East Lake!  

    • Restaurants with Take Out/Delivery + To Go Alcohol with Order: Arden's Garden, Dom Beijos, Urban Pie, Dulce Vegan, Elmiryachi, Anna's BBQ, Sun in My Belly, Salaryman, Poor Hendrix, My Coffee Shop and Dish Dive.
    • Gas Station:Valero with limited hours: 8am-8pm
    • Grocery Store: Kroger, Aldi and Publix (close by)
    • Dry Cleaner/Laundromat.: 
    • Liquor Store: 
    • Pharmacy: 
    • Pet Store:Kirkwood Feed & Seed + Kirkwood Bark & Lounge
    • Veterinary: 
    • Auto Repair: 
    • Home Supply Store
    • Post Office: Kirkwood Post Office

    CHECK OUT A FULL LIST OF KBOA MEMBERS' COVID-19 OFFERINGS



    Mayor Keisha Lance Bottoms Launches #ATLSTRONG, Providing COVID-19 Information and Resources for Atlanta Residents

    ATLANTA—Mayor Keisha Lance Bottoms announced the launch of #ATLSTRONG—a new website that will serve as a COVID-19 resource hub for Atlanta residents. By visiting ATLSTRONG.ORG, residents and businesses can sign up for COVID-19 text alerts, request information on emergency fund assistance relief and more.

    “Atlanta will rise above the challenges we face with the COVID-19 health threat, and we will do so together,” said Mayor Bottoms. “By staying connected, residents and businesses alike can do their part to ensure we stop the spread of this virus and start the recovery process.”

    By texting “ATLCOVID19” to 888777, users will receive the latest and necessary information on COVID-19 as it happens. By visiting ATLSTRONG.ORG, visitors will find information on meal assistance, CDC guidelines to prevent the spread of COVID-19, find information on Mayor Bottoms’ Executive and Administrative Orders and tax relief information for businesses.

    The launch of #ATLSTRONG is the latest action taken by Mayor Bottoms to slow the spread of COVID-19 in the City of Atlanta. 

    Mayor Keisha Lance Bottoms issued an Executive Order instituting a temporary order for those individuals within the territorial jurisdictional limits of the City of Atlanta to stay in their place of residence.

    Mayor Bottoms issued an Executive Order calling for the closure of all bars and nightclubs that do not serve food, gyms and fitness centers, movie theaters, live performance venues, bowling alleys, and arcades, and private social clubs, located within the territorial jurisdictional limits of the City of Atlanta. However, restaurants and other eating and drinking establishments where food is served may continue preparing and offering food to customers via delivery service, drive-through, or take-out. 

    Mayor Bottoms issued an Administrative Order directing the Atlanta Police Department to refrain from enforcing prohibitions against the sale of unopened wine or malt beverages by the package for off premises consumption by restaurants and other eating and drinking establishments licensed for the sale of those beverages. 

    Mayor Bottoms also issued a directive for the Centers of Hope Afterschool program to continue to provide free meals to all students who rely on them throughout the closure of schools. For more information on the Centers of Hope Afterschool Program and Registration, please visit the Official Website

    The City has also posted prevention information and additional resources related to COVID-19 on its website here

    Chief among the City’s guidance to residents and visitors are the following preventative measures:

    1. Wash your hands often with soap and water for at least 20 seconds. If soap and water are not available, use an alcohol-based hand sanitizer. 
    2. Avoid touching your eyes, nose, and mouth with unwashed hands. 
    3. Avoid close contact with people who are sick. 
    4. Stay home when you are sick. 
    5. Cover your cough or sneeze with a tissue, then throw the tissue in the trash. 
    6. Clean and disinfect frequently touched objects and surfaces. 
    7. If you have recently returned from a country with ongoing COVID-19 infections monitor your health and follow the instructions of public health officials

    Recommended CDC safety guidelines can be found online here.

    ###

    Gov. Kemp Orders Schools Closed Through April 24

    GEORGIA — As the initial closing of Georgia schools nears on Tuesday, Gov. Brian Kemp extended the closure of all public schools in Georgia through April 24.

    Kemp signed an executive order on Thursday "that mandates public schools will remain closed for in-person instruction through April 24 - students may return on Monday, April 27," Sen. Jen Jordan tweeted.

    "Prior to this date, governor will make a decision on the remainder of school year," Jordan said.

    READ ARTICLE


Kirkwood Business Owners Association (KBOA) is a 501(c)6 non-profit organization. Atlanta, Georgia 30317

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