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  • 25 Jun 2020 9:59 AM | Anonymous

    We're officially into a new season of COVID-19 living, most businesses are reopened in some capacity with more adjustments daily, the need to apply for relief is still real for many. We know that this time has been challenging at best. KBOA is here for you- call or email anytime. 

    INSIDE THIS NEWSLETTER:

    No general meetings in July- We're taking a screen break! See you on August 18th @ 11am on Zoom.

    Kirkwood Wine Stroll Survey- What is the best pivot for our fundraising event this year?

    FILL OUT THE SURVEY BY SUNDAY JUNE 28TH:

    https://forms.gle/qG2Mmjbd2PisKtwy8

    PPP LOAN FORGIVENESS UPDATE | APPLICATIONS CLOSE ON JUNE 30TH! 

    NFIB Webinar Recording from 6.25

    • PPP EZ Application – Step-by-Step Instructions for Maximizing PPP Loan Forgiveness

    New PPP Law Updates

    • Lengthens the loan forgiveness period from eight weeks to 24 weeks.
    • Lowers the amount of PPP funds that must be spent on payroll from 75% to 60% and allows 40% for other qualifying expenses.
    • Delays employer payroll tax payments through the end of 2020.
    • Exempts borrowers from the FTE loan forgiveness reduction if borrowers are unable to return to the same level of business activity as before Feb. 15th due to Covid-19.

    WATCH A STEP BY STEP GUIDE FOR PPP LOAN FORGIVENESS APPLICATION

    CATCH UP ON ALL PPP RECORDED WEBINARS AND OTHER COVID BUSINESS RELATED INFO

    NEW | SMALL BUSINESS LOANS AND FUNDS

    EIDL APPLICATION IS OPEN AGAIN | Expires 9/30/20

    https://covid19relief.sba.gov/#/ 


    INVEST ATLANTA SMALL BUSINESS PROGRAMS

    Check out the entire list here


    METRO CHAMBER RESTORE ATL FUND

    Opens 6.22.20 until 7.6.20

    See information


    CREATL RELIEF GRANTS FOR CREATIVES

    Open now

    See information

    WEEKLY UPDATE FROM NCCHR | WHAT DOES DEFUND THE POLICE ACTUALLY MEAN WEBINAR? 6.26.20

    This program will explore the history of policing, how public opinion of the police is changing and what defunding the police actual means and how this would affect our communities.

    Register for the webinar

    Check out the National Center for Civil and Human Rights recent webinar recordings along with some excellent resources:

    Watch: Taking Action to Support Under-Resourced Communities
    Watch: Democracy for All
    Watch: Campaign for Equal Dignity Launch


    Additional actions you can take:
    Support Love Sinks In  
    Join the conversation with Equitable Dinners
    Sign the pledge for Equal Dignity & encourage others to sign


    Stay Informed - Here is what we are reading:
    Anti-Racism Resource Guide
    Stamped from the Beginning | Ibram X. Kendi
    In Tulsa, evictions were a crisis before the pandemic

  • 16 Jun 2020 10:06 AM | Anonymous
  • 12 Jun 2020 6:16 PM | Anonymous

    It is the middle of June, the middle of the year, three months of COVID living and the start of an overdue awakening.

    We hope you and your family are healthy, your business is recovering from any COVID impact and you know that you have support from your community!

    KBOA IS HERE FOR YOU!

    Reach out to us anytime: kirkwoodbiz@gmail.com

    COVID-19 MEMBERSHIP BOOSTER!

    KBOA wants to ensure that all businesses can add their voice to the business community during these vary challenging times. The pandemic has had a huge impact on small businesses. This is a time to come together and let our collective voice be heard with the City of Atlanta and with one another. More members = more power behind our collective voice!

    Being a KBOA member brings many benefits, most of all, connecting to YOUR COMMUNITY!

    We are offering membership based on what you can pay for the rest of 2020!

    New members and renewing members can choose one of the following codes to use when applying if you need assistance with membership dues.

    • 100% Discount: KBOACARES1004U
    • 50% Discount: KBOACARES504U
    • 25% Discount: KBOACARES254U

    Membership is based on the join or renewal date.

    We hope this removes all obstacles from being a part of the Kirkwood Business Owners' Association during these uncertain times. We need each other more than ever. Everyone is Welcome!

    ** If you have renewed in 2020, you can extend your membership into 2021. Thank you!!

    LOG IN TO RENEW OR APPLY TODAY
    BUSINESS THRIVING AND WANT TO HELP OTHERS?

    As part of the Campaign for Equal Dignity, The National Center for Civil and Human Rights welcomes Fair Fight for a conversation about the current issues voters face and how to ensure the right to vote is extended to all people. Moderated by Mo Ivory

    Online event. Free. Register and Sign the Pledge!

    Campaign for Equal Dignity: Democracy for All

    WE WANT TO HEAR FROM YOU!

    You are invited to a Zoom meeting.
    When: Jun 16, 2020 11:00 AM Eastern Time (US and Canada)

    Register in advance for this meeting:
    https://us02web.zoom.us/meeting/register/tZEsc-yhrD8qHNfhPkwJhjEZtJEUcunEDDZf

    After registering, you will receive a confirmation email containing information about joining the meeting.

    SPONSOR SOME SUMMER LOVE!

    Sponsorships are just $100!
    • Sponsors will receive:
      • Logo recognition on event banners (2)
      • Shout out from the stage at each of the 5 stops
      • Recognition on Neighbor in Need's Facebook page (846 followers)
    • Sponsorships are 100% tax deductible
    • This event will likely happen again, and we will reuse the banners

    Sponsorship payments can be made at neighborinneed.org.  

    • Click "Give"
    • Pay $100
    • Add a note: "Summer Soulstice Sponsorship"

    Payments and logos are due by Sunday, June 14.


    MORE INFO ON THE EVENT

    PPP LOAN FORGIVENESS UPDATES

    The new PPP law:

    • Lengthens the loan forgiveness period from eight weeks to 24 weeks.
    • Lowers the amount of PPP funds that must be spent on payroll from 75% to 60% and allows 40% for other qualifying expenses.
    • Delays employer payroll tax payments through the end of 2020.
    • Exempts borrowers from the FTE loan forgiveness reduction if borrowers are unable to return to the same level of business activity as before Feb. 15th due to Covid-19.
    Watch a Step By Step Briefing for Small Businesses
    Catch Up on All PPP Webinars + Important COVID Related Updates
    READ OUR FULL STATEMENT

     

    SOCIAL MEDIA CHECK UP!

    • Follow on Facebook & Instagram: KirkwoodBiz and KirkwoodWineStroll

    • Tag KirkwoodBiz on all posts

    • Use hashtags #kirkwoodbiz #kirkwoodatl

    • Add KirkwoodBiz as a co-host to FB events!


  • 11 Jun 2020 10:22 AM | Anonymous

    The board of directors of Kirkwood Business Owners' Association has been working together to express how we feel, what we believe, what we need to learn and what we will do to move forward towards a more equitable business community.  Please accept our statement of solidarity as a starting point for ongoing listening and actions moving forward from this very pivotal time in all of our lives. 

    >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

    Our hearts hurt! We can’t sleep and see pain in each other’s eyes. 

    Kirkwood Business Owners’ Association believes in “everyone is welcome”.  Our community is better with diverse businesses and owners, employees, vendors and customers of every color.

    We know that community is born through individual relationships and change starts with one person at a time. We will continue to reach out to all business owners in the best way we can and strive to improve our community through inclusive, heartfelt connections. 

    We stand with the black lives matter movement and protests for justice and equality for all.


  • 18 May 2020 4:12 PM | Anonymous
  • 13 May 2020 4:08 PM | Anonymous

    It's the middle of May and our lives have changed significantly over the last 8 weeks during COVID-19. You can track the changes to business on our blog.

    Changes are daily and business operations are top of mind!

    Some businesses are open within the new guidelines, operating with to go/delivery and limited social distance appointments.

    Here is our ongoing list. KBOA supports businesses who operate safely and respectfully and those businesses choosing to stay closed. Gov. Kemp just extended the closing of bars and venues through May 31st.

    Let's keep supporting our local businesses, being kind and respecting the CDC guidelines. We're not over COVID-19 yet, but together we can keep flattening the curve!


    WEBINARS

    NFIB Small Business and COVID-19: Your Questions Answered Live!

    Wed., May 13th, 2020, 12:00 PM ET 

    REGISTER HERE


    Recording: Webinar about Safety Procedures for Opening Up, PPP and Unemployment

    LISTEN NOW


    Recording: The Post COVID-19 Workplace

    Kara Govro, Senior Legal Editor with Mammoth HR, addresses the compliance aspects of layoffs, furloughs, and recalls to help employers navigate these difficult decisions.

    LISTEN NOW


    Recording: QuickBooks Town Hall Series

    U.S. Senators Marco Rubio and Ben Cardin joined Intuit business leaders to discuss some of the most pressing questions about small business relief and support in the midst of COVID-19.

    LISTEN NOW


    GRANTS & FUNDING

    Attention all Gig Workers! New City of Atlanta Relief Program.

    Applications open soon. Check out the info here.

    • Resources available to creatives: The recent CARES (Coronavirus Aid, Relief, and Economic Security) ACT expands unemployment insurance benefits to cover self-employed freelancers and gig workers. 


    FedEx Grants

    If you’re a small business impacted by COVID-19 in the U.S., consider applying for a #SupportSmall Grant starting May 25. Selected recipients will get a cash grant of $5,000 plus a $500 FedEx Office credit.


    More Info: Applications Open May 25th

    APPLICATION DETAILS

    OTHER RESOURCES

    Prepare for Paycheck Protection Program Loan forgiveness

    Learn more about applying for PPP loan forgiveness 8 weeks after receiving funds from your lender. 

    CHECK IT OUT


    All businesses can now have a page on NextDoor. 


    List of Georgia COVID-19 Suppliers from the Georgia Dept. of Economic Development - https://www.georgia.org/covid19suppliers

  • 06 May 2020 10:38 AM | Anonymous

    Virtual Networking on Cinco de Mayo + Giving Tuesday + List of COVID-19 Suppliers for Re-Opening & Webinar on Wednesday!


    We hope you are healthy and rolling along with all the changes as best as you can. Now that the state wide shelter-in-place is no longer guiding our lives, now might just be the most uncertain we've had so far in this COVID-19 time.

    Let's stay safe, respect guidelines and continue to support local businesses as the new way of life unfolds. We do know two things:

    TUESDAY, MAY 5TH IS CINCO DE MAYO AND GIVING TUESDAY!

    IS THAT A MARGARITA IN YOUR COFFEE CUP?

    Join us for Virtual Networking Tomorrow, May 5th at 9:30am to share our innovations and ways business has adapted during COVID-19.

    • Board of directors will be available to answer any questions or connect you to resourcesalso.

    Register in advance for this meeting:https://us02web.zoom.us/meeting/register/tJwude-oqTktEtz85T56CuoQtqWIavgsTfSq 

    After registering, you will receive a confirmation email containing information about joining the meeting.


    It’s Cinco de Mayo! Grab To-Go and Celebrate Your Health!

    You can still celebrate by grabbing To Go Food and Drinks from KBOA member, Elmyirachi.

    • Call in at (678) 705-9902 for to go and pick up
    • Order online via ChowNow
    • Walk up and order at the window -1950 Hosea Williams Drive.
    • Growlers, wine, and booze are still available as well.
    Follow them https://www.facebook.com/elmyriachi/ for updates.

    Staff GoFundMe

    Giving Tuesday NOW! Helping Georgia Respond to COVID-19!

    Support these Kirkwood & East Lake COVID-19 Support Efforts

    Kirkwood Cares  https://www.facebook.com/kirkwoodcares/

    Neighbor in Need East Lake  https://www.facebook.com/Neighborinneedeastlake

    Adopt a Senior Program https://www.gagives.org/organization/Kasp

    Help KBOA Help YOU!

    Kirkwood Business Owners' Association COVID-19 RESPONSE SURVEY

    We want to know how your business has been impacted over the past month and business continuity steps you have taken.

    • This information is needed to best understand the impact and the resources you have used.
    • We will share this information with the City of Atlanta to better advocated on behalf of small businesses in our community.


    DEADLINE TO SUBMIT IS FRIDAY MAY 8, 2020. 

    FILL OUT THE SURVEY


    Thank you for Supporting Kirkwood Businesses!

    Changes to Operations

    BUSINESS RESOURCES

    Re-Opening Guidelines

    Read Gov. Kemp’s Reviving a Healthy Georgia Executive Order

    Salons and Spas as of 4/24/20

    Restaurants as of 4/27/20


    Weekly NFIB Webinar

    Getting Back to Business-COVID-19 Financial & Workplace Safety Updates  Wed., May 6th, 2020, 12:00 PM ET

    REGISTER NOW


    List of Georgia COVID-19 Suppliers from the Georgia Dept. of Economic Development 

    https://www.georgia.org/covid19suppliers

  • 28 Apr 2020 12:35 PM | Anonymous

    Can you believe it's been SIX WEEKS since COVID-19 became a daily topic?  

    How are you feeling now that some restrictions are being eased? 

    • We know there are a lot of mixed emotions. We know everyone is trying to figure out what is best for themselves, customers and our businesses. 
    • We continue to support safe practices for businesses and individuals alike per the CDC guidelines.
    • Check out the updated Kirkwood Business Operations NOW! 
    • There is a lot changing every day.
    • KBOA is working hard to collect, distill and distribute relevant information in a timely manner.
    • If you remember an email but can't find it, you can always find this information here http://kirkwoodbiz.com/Blog

    YOU WANT TO KNOW MORE ABOUT PPP AND EIDL 

    Tues. April 28th @ 2pm Webinar about Applying for PPP and Other COVID-19 Funding

    With a new round of COVID-19 relief legislation approved, GoDaddy wants to help you secure the small business funding you need. We have partnered with small business experts, Next Street, to break down how you can get in the best position for the upcoming $310 billion stimulus package. 

    REGISTER

    Wed. April 29th @ Noon  NFIB Coronavirus Weekly Briefing for Small Business

    The upcoming webinar on Wednesday April 29th, will focus on new developments with the PPP and EID loan programs and participant Q&A.

    REGISTER


    PPP APPLICATION NOW OPEN: Reinvestment Fund

    MORE INFORMATION AND APPLICATION


    HAVE QUESTIONS??? HERE ARE SOME GREAT RESOURCES TO  HELP!  


    Can I get a Paycheck Protection Program loan if I've laid off employees?


    Employee Retention Credits versus the Paycheck Protection Program


    How the Coronavirus Aid, Relief, and Economic Security (CARES) Act affects your payroll  


    Info on SBA Loans and Unemployment


    Workforce Atlanta Guide for Employers and Job Seekers

    REOPENING GUIDELINES


    Read Gov. Kemp’s Reviving a Healthy Georgia Executive Order


    Salons and Spas as of 4/24/20


    Restaurants as of 4/27/20


    WE NEED YOUR TO PARTICIPATE!

    Please fill out the Kirkwood Business Owners' Association COVID-19 RESPONSE SURVEY

    We want to know how your business has been impacted over the past 6 weeks and business continuity steps you have taken.

    • This information is needed to best understand the impact and the resources you have used.
    • We will share this information with the City of Atlanta to better advocate on behalf of small businesses in our community.


    DEADLINE TO SUBMIT IS FRIDAY MAY 1, 2020 

    FILL OUT THE SURVEY



  • 23 Apr 2020 5:56 PM | Anonymous

    Thank you for supporting Kirkwood Businesses during this time, please continue! 

    • Many businesses that are allowed to re-open per Gov. Kemp's orders will remain closed until they feel safe for their customers and employees. 

    • Some businesses will choose to re-open. It is up to each business to choose what is best for them at this time. 

    • See the guidelines for salons, spas that choose to re-open tomorrow. 

    We continue to support safe practices for businesses and individuals alike per the CDC guidelines.


    New Grant Opportunity

    Thanks to a $1 million grant from Sam’s Club, LISC will provide emergency assistance that small businesses desperately need during the Covid-19 crisis. And it doesn’t stop there: Sam’s Club is mobilizing its members to support this effort as well. 

    Learn More


    MOST UP TO DATE INFO ON COVID-19 LEGISLATION + PPP Lender Contact

    Senate Passes Roughly $484 Billion in New Coronavirus Aid

     The Senate on Tuesday approved roughly $484 billion in new coronavirus aid for small businesses and hospitals and more funding for testing, ending a lengthy battle over the size and contents of the package. 

    Read More


    SBA Payment Protection Program: Information from Congressman John Lewis

    • Get your application in now!

    • The funds will move fast and many lenders have applications lined up already. 

    • CDFIs, Credit Unions, and smaller banks are expected to be able to offer these loans this round with the new funding. 

    Unity Bank of Texas urges small businesses to apply with them immediately if they have not applied already. You do not have to be a current client.

    https://www.unitybanktexas.com/Business-Loans.aspx

    George Andrews 404.588.9611

    Michael Green 404.609.3463


    View the NFIB Update

    Great Webinar that answers a lot of questions!

    Click here to view.


    On the Federal Tax Deferrals

    The federal government is now allowing deferrals for 100% of the social security payroll tax paid by employers and deferral for 50% of social security costs paid by self-employed individuals. This is applicable to any tax deposits due between 3/27/20 and 12/31/2020.

    Why it's right for you:

    The social security payroll tax amounts to 6.2% of gross wages. You can pay 50% of the taxes by December 2021 and the other 50% by December 2022.

    Things to note:

    If you defer these tax deposits, you as the employer are solely liable for payment by the extended due date.

    Employers that participate in the PPP are not eligible for this program. However, they can defer taxes up until the date the employer applies for and receives a decision that their PPP loan has been forgiven.

    On Employee Retention Credit (ERC)

    Why it's right for you:

    For each quarter through the end of 2020, employers are eligible for a credit of up to 50% of the first $10,000 in qualified wages for each qualified employee. This employee retention credit is limited to the 6.2% employer share of Social Security taxes subject to several conditions, and any excess credit is refundable.

    Things to note:

    You cannot get this credit if you have a PPP loan.

    On Refusing to Work + Collecting Unemployment

    There are a lot of questions as Georgia prepares to reopen for business under strict social distancing guidelines to prevent the spread of coronavirus.

    Read More


    Kirkwood Business Owners' Association COVID-19 RESPONSE SURVEY

    We want to know how your business has been impacted over the past month and business continuity steps you have taken. This information is needed to best understand the impact and the resources you have used.

    • We will share this information with the City of Atlanta to better advocated on behalf of small businesses in our community.


    DEADLINE TO SUBMIT IS FRIDAY APRIL 30, 2020. 

    FILL OUT THE SURVEY NOW

  • 17 Apr 2020 11:50 AM | Anonymous
    Happy Friday!!!....whatever that means now. I know since COVID-19 changed our lives, most of our energy is focused on keeping our businesses afloat ...when we seem to be lost at sea.

    So today, do these FOUR THINGS and know you're doing great!

    We're here for you!

    We're in this TOGETHER! 


    1.     SIGN UP FOR THE SAVE SMALL BUSINESS FUND

    • Opens Monday 4/20/20. Businesses in 30317 are eligible for $5000 grants
    • Sign up to notified to apply on Monday 
    SIGN UP TO APPLY ON MONDAY


    2.     LET CONGRESS KNOW SMALL BUSINESS OWNERS NEED MORE FUNDING

    Since Friday, April 3, small businesses have been applying for Paycheck Protection Program (PPP) forgivable loans authorized under the CARES Act that was enacted on March 27. 

    Business owners have experienced setbacks while applying for the PPP forgivable loans and the Small Business Administration (SBA) Economic Injury Disaster Loans (EIDLs) and Emergency Grants. Further appropriations and improvements to the PPP are needed as well as increased access to EIDLs and Emergency Grants. 

    Congress needs to hear from you NOW. Tell them your experience applying for PPPL and EIDLs and how they need to improve and expand these programs immediately.

    Act NOW and urge your Senators and Representative to improve and expand access to the PPP, EIDLs, and Emergency Grants.


    COVID-19 LOAN TRACKER
    EASY TEMPLATE TO SEND CONGRESS A MESSAGE NOW
    SHARE YOUR EXPERIENCE WITH PPPL PROGRAM


    3. FILL OUT THE Kirkwood Business Owners' Association COVID-19 RESPONSE SURVEY

    We want to know how your business has been impacted over the past month and business continuity steps you have taken. This information is needed to best understand the impact and the resources you have used.

    • We will share this information with the City of Atlanta to better advocate on behalf of small businesses in our community.

    DEADLINE TO SUBMIT IS FRIDAY APRIL 24, 2020. 


    FILL OUT THE SURVEY


    4. REGISTER FOR THE KBOA ZOOM MEETING ON TUESDAY, 4/21

    You are invited to a Zoom meeting.

    When: Apr 21, 2020 11:00 AM Eastern Time (US and Canada)

    Register in advance for this meeting:
    https://zoom.us/meeting/register/vpcvduurqzot-b1NyuxWwElHc1IiTdqPsg

    After registering, you will receive a confirmation email containing information about joining the meeting.


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Kirkwood Business Owners Association (KBOA) is a 501(c)6 non-profit organization. Atlanta, Georgia 30317

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